This Privacy Policy describes how we collect, use, and protect information when you use the SpendRadar mobile application (“the App”, “Service”). It also explains your rights regarding your data and how the law protects you.

By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

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1. Interpretation and Definitions

Interpretation

Words with initial capital letters have meanings defined under the conditions below. These definitions apply whether the terms appear in singular or plural form.

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Definitions

Account — a unique profile that may be created to access certain features of the App (if available).
Affiliate — any entity that controls, is controlled by, or is under common control with us.
Application — SpendRadar, the mobile software provided by the Company.
Company (“We”, “Us”, “Our”) — the developer and owner of SpendRadar.
Country — refers to your country of residence.
Device — any device capable of running the App, such as a smartphone or tablet.
Personal Data — any information relating to an identified or identifiable individual.
Service — the Application itself.
Service Provider — any natural or legal person processing data on behalf of the Company.
Usage Data — analytical, technical, and diagnostic data collected automatically.
You — the individual using the Service, or the legal entity represented by that individual.

 

2. Collecting and Using Your Data

SpendRadar is designed with privacy in mind. We minimize data collection and store subscription information locally on your Device unless otherwise stated.

 

2.1 Types of Data Collected

a) Personal Data You Provide

SpendRadar does not require your name, address, bank credentials, or financial accounts.

We may collect:

• Email address (only if you contact support)

• Support messages — text or information you voluntarily send us when asking for help

We do not collect your identity or personal profile.

 

b) Subscription and Spending Data (Local Storage Only)

Any subscription information you enter — titles, prices, renewal dates, categories — is:

• Stored locally on your device

• Not uploaded to external servers

• Not shared with third parties

You have full control over the data and may modify or delete it at any time.

 

c) AI Processing

SpendRadar uses AI services (e.g., OpenAI API) to generate:

• Personalized savings recommendations

• Spending insights

• Optimization suggestions

When using these features:

• Only the relevant text data (e.g., subscription details or anonymized summaries) may be sent to AI for processing

• We do not share your identity or personal details with AI systems

• Data is used solely to generate the requested insights

We do not use your data for AI training.

 

d) Usage Data

We may collect some non-personal technical data, including:

• Device model and OS version

• App version

• Time and date of usage

• General interaction and diagnostic data

• Crash logs

This information is used strictly to improve app performance, stability, and analytics.

 

e) Cookies and Tracking Technologies

SpendRadar does not use cookies or third-party advertising trackers.

We may use mobile SDKs for:

• App performance monitoring

• Crash diagnostics

• Analytics improving user experience

No advertising profiles or tracking for marketing purposes are used.

 

2.2 Use of Your Data

The Company may use collected data to:

• Provide and improve the Service

• Generate spending insights and recommendations

• Respond to support requests

• Maintain security and functionality

• Analyze performance and usage trends

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AI Output Disclaimer

AI-generated content may not always be accurate, complete, or suitable for financial decisions. All insights are informational only.

 

2.3 Legal Bases for Processing (EEA/UK Users)

We process data under these legal bases:

• Contract — to provide the functionality of the App

• Legitimate Interests — improving performance, security, analytics

• Consent — when required by law (e.g., sending support messages)

• Legal Obligation — when certain retention is required

 

3. Sharing Your Data

We may share your data only in the following situations:

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With Service Providers

Such as:

• AI processing providers (e.g., OpenAI)

• Analytics or crash-reporting platforms

• App Store for subscription and payment verification

These providers may use your data solely to perform tasks on our behalf.

 

For Legal Requirements

We may disclose information if required to:

• Comply with legal obligations

• Protect the Company’s rights and safety

• Respond to lawful government requests

 

We DO NOT:

• Sell your data

• Use your data for advertising

• Share your subscription data with third parties

• Use your data for AI training

• Upload your subscription information to cloud servers

 

4. Retention of Your Data

We retain Personal Data only as long as needed to:

• Provide the Service

• Comply with legal requirements

• Resolve disputes

• Improve the Application

Subscription and spending data stored locally on your Device remains only on your Device until you delete it.

Usage data may be stored longer for analytics and diagnostic purposes.

 

5. Transfer of Your Data

Your data may be processed in other jurisdictions where data protection laws differ.
We use appropriate safeguards to protect cross-border transfers, if applicable.

 

6. Your Privacy Rights

Depending on your region, you may have the right to:

• Access your data

• Request correction

• Request deletion

• Object to or restrict processing

• Withdraw consent

• Request data portability

To exercise your rights, contact us at:

substracker3@gmail.com

We may ask for verification before fulfilling your request.

 

7. Delete Your Personal Data

You may request deletion of Personal Data by contacting us.

Since most subscription data is stored locally on your Device, deleting the app or clearing its storage will remove this data permanently.

We may retain minimal information where legally required.

 

8. Security of Your Data

We apply reasonable technical and organizational measures to protect your data.

However, no system is 100% secure.
While we strive to protect your privacy, we cannot guarantee absolute security.

 

9. Children’s Privacy

The App is not intended for users under 13 years of age (or the minimum age required in your region).
We do not knowingly collect data from children.

 

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
Changes will be reflected by updating the “Last updated” date at the top.

Continued use of the App after updates means you accept the revised Policy.

 

11. Contact Us

If you have any questions, concerns, or privacy-related requests, please contact us:

substracker3@gmail.com